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Updated October 2026 · Reviewed by Billy Forte The Delaware point system adds points to your driving record for moving violation convictions, under the Delaware DMV’s Problem Driver Program in Regulation 2208. Points count at full value for 12 months from the violation date and at half value for the next 12 months. The DMV takes action at 8, 12, and 14 or more calculated points within 24 months. Key Facts How the Delaware Point System Works The Delaware DMV runs a Problem Driver Program under Regulation 2208. That rule gives each moving violation a set point value. When you

Updated October 2026 · Reviewed by Billy Forte You can get a copy of your Delaware driving record in person at any DMV office, online through a MyDMV account, or by mail with a notarized Personal Information Release Form. In person or online, you can choose a 3-year, 5-year or full record. The DMV Fees page lists a Driver’s License Record at $25.00. Key Facts Three Ways to Get Your Delaware Driving Record The DMV driving record page lists three ways to order. The lengths you can choose depend on the way you order. Method How it works What you

Updated October 2026 · Reviewed by Billy Forte To check a Delaware DMV defensive driving course, look for it on the DMV defensive driving page. The page has separate “Classroom Courses” and “Online Courses” tables. Only a course “approved by the Division of Motor Vehicles” earns the insurance reduction and the 3-point credit. Key Facts How to Check a Delaware DMV Defensive Driving Course The DMV does not teach the course; approved providers do. The DMV keeps the official list. Its defensive driving page has two tables: On October 28, 2026, the DMV page listed 6 classroom and 23 online

Updated October 2026 · Reviewed by Billy Forte The Delaware defensive driving insurance discount works like this: if you choose to finish a DMV-approved course, you earn a 10% discount on part of your auto insurance premium for 3 years. That part is your bodily injury liability, property damage liability and personal injury protection (PIP) premiums. A Refresher taken on time raises the discount to 15%. Key Facts How the Delaware Defensive Driving Insurance Discount Works Two rules set the discount, and both apply statewide. State law, 18 Del. C. 2503(a)(6), requires “a reduction in rates for a 3-year period”

Updated October 2026 · Reviewed by Billy Forte Yes, you can take a Delaware defensive driving course online if the DMV has approved it, and the course must end with a final exam of at least 25 questions that you pass with 80% or better. The provider must also collect your driver license number and have you sign an online identity affidavit. According to the DMV, an online course must meet the same minimum time as a classroom course: 6 hours for Basic and 3 hours for Refresher. Key Facts Can You Take a Delaware Defensive Driving Course Online? Yes.

Updated October 2026 · Reviewed by Billy Forte A Delaware defensive driving course is a course approved by the Delaware Division of Motor Vehicles (DMV), and finishing one can bring a 3-point credit on your driving record and, when you take it by choice, a 3-year cut in part of your auto insurance premium. The two courses covered here are a Basic course of at least 6 hours and a Refresher course of at least 3 hours. The credit applies only to future violations in certain circumstances, so it does not lower the points already on your record. Key Facts

Updated October 2026 · Reviewed by Billy Forte Delaware defensive driving classes are Basic or Refresher courses approved by the Delaware DMV and taught in a classroom, which “may be offered in a virtual setting or environment”. A Basic class is at least 6 hours and a Refresher at least 3, with each hour averaging at least 50 minutes. A virtual class must be recorded, with attendance confirmed visually and recordings kept for 3 years. Key Facts How Delaware Defensive Driving Classes Work A Delaware defensive driving class is a classroom version of a course approved by the Delaware DMV.

Updated October 2026 · Reviewed by Billy Forte You get your Delaware defensive driving certificate from the approved course provider, which also reports your completion to the DMV electronically. The certificate is free if you have a valid Delaware driver license or DMV ID card. By rule, the provider must notify the DMV within 14 days, and the DMV FAQ says completion is loaded to your record within 48 hours. Key Facts How the DMV Learns You Finished You do not send anything to the DMV yourself. The approved provider does it for you. Two official sources give two time

Compare the 6-hour Basic and 3-hour Refresher Delaware defensive driving course, who can take each, and how timing affects the insurance discount.

Updated October 2026 · Reviewed by Billy Forte The delaware cell phone law bars driving “while using an electronic communication device,” and a first ticket is a $100 civil penalty with no points. “Using” includes holding the device in your hand or hands to talk, text or view. A repeat offense within 2 years carries a penalty of $200 to $300, and hands-free calls are allowed. Key Facts What the Delaware Cell Phone Law Says The law is section 4176C of Title 21 of the Delaware Code. It bars driving a motor vehicle “while using an electronic communication device.” The